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Financial Planning Disclaimer

Spring Labs, Inc. • Effective date: TODO (Legal Review)

This Financial Planning Disclaimer applies to all forecasts, figures, and planning outputs shown in Spring, operated by Spring Labs, Inc..

1. Educational purpose only

Important: This Financial Plan is an educational planning tool and is not individualized investment, tax, or legal advice. Your actual results will depend on your future contributions, investment performance, inflation, and other factors.

2. Not investment, tax, or legal advice

Spring does not provide individualized investment, tax, or legal advice and does not recommend specific securities, accounts, or strategies for your situation. You are responsible for your own financial decisions and should consider seeking advice from a qualified professional.

3. Forecasts are illustrative

Forecasts rely on assumptions — including assumed investment returns, contributions, inflation, and time horizon — that will not match the future exactly. Historical returns do not guarantee future results, and your actual outcomes will differ, potentially significantly, from any figure shown.

4. Assumptions shown in the tool

Where Spring shows assumptions (for example, that education savings are modeled as invested in an age-adjusted, state-sponsored 529 plan), those assumptions are part of the illustration and can be adjusted or may not fit your circumstances. See our Methodology Overview for how the model works.

5. Advisor introductions

If Spring introduces you to an independent third-party advisor, Spring is not providing the advice and is not responsible for any advisor's recommendations or services. An introduction is not a recommendation or endorsement.

6. No warranty

Spring's planning outputs are provided without warranties of accuracy, completeness, or fitness for a particular purpose, to the fullest extent permitted by law.

7. Questions

Questions about this disclaimer? Use our Contact Us form. You can also reach us at support@springfinance.io.


Questions about this document? Use our Contact Us form. You can also reach us at support@springfinance.io. See also our Terms of Service, Privacy Policy, Financial Planning Disclaimer, and Methodology Overview.